FICO monthly performance report
View FICO's monthly returns, drawdown, and seasonality trends — updated every month.
FICO monthly report
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Key takeaways
- Fair Isaac (FICO) closed November 2026 at $720.19, up 1.26% for the month and −58.54% over the trailing 12 months.
- Year-to-date, FICO is −57.40%, underperforming the S&P 500 which has returned +10.62% YTD.
- The stock is trading −33.78% versus its 200-day moving average ($1,087.55), a cautious technical signal.
- Over the past three years, FICO has underperformed the S&P 500 by −100.23%, with a relative strength index reading of 41.5.
- Win rate over the trailing 39 months stands at 53.8% — 21 positive months versus 18 negative months.
Fair Isaac ended November 2026 at $720.19, posting a monthly return of +1.26%. The S&P 500 returned −0.18% over the same window, leaving relative performance at +1.44%.
The current quarter stands at +21.56% (Q4 2026 (QTD)), while medium-term trend remains soft: price is −33.78% versus the 200-day moving average ($1,087.55).
Year-to-date, FICO is −57.40% against SPY +10.62%, a gap of −68.03%. The stock is currently −61.26% below its 52-week high, with maximum 3-year drawdown at −75.13%.
| Period | FICO | S&P 500 (SPY) | Excess return |
|---|---|---|---|
| 1 Day | +0.39% | −0.36% | +0.75% |
| 1 Week | +2.22% | +2.59% | −0.38% |
| 1 Month | +1.26% | −0.18% | +1.44% |
| 3 Months | −33.67% | −2.37% | −31.30% |
| 6 Months | −33.68% | +0.83% | −34.51% |
| YTD | −57.40% | +10.62% | −68.03% |
| 12 Months | −58.54% | +12.25% | −70.80% |
| 3 Years | −28.85% | +71.37% | −100.23% |
| Rank | Month | Return |
|---|---|---|
| #1 | Nov 2023 | +28.58% |
| #2 | May 2026 | +22.01% |
| #3 | Oct 2026 | +20.04% |
| #4 | Nov 2024 | +19.16% |
| #5 | Jun 2024 | +15.41% |
| Rank | Month | Return |
|---|---|---|
| #1 | Sep 2026 | −48.36% |
| #2 | Mar 2026 | −24.25% |
| #3 | Jul 2025 | −21.40% |
| #4 | Dec 2024 | −16.17% |
| #5 | Jan 2026 | −13.45% |
| Quarter | Return |
|---|---|
| Q3 2025 | −18.13% |
| Q4 2025 | +12.97% |
| Q1 2026 | −36.86% |
| Q2 2026 | +11.92% |
| Q3 2026 | −50.41% |
| Q4 2026 (QTD) | +21.56% |
| Year | Return |
|---|---|
| 2023 | +94.46% |
| 2024 | +71.04% |
| 2025 | −15.08% |
| 2026 | −57.40% |
| Metric | Value |
|---|---|
| 52-Week High | $1,858.91 (2025-12-12) |
| 52-Week Low | $586.05 (2026-09-30) |
| Current Price | $720.19 |
| 200-Day Moving Average | $1,087.55 |
| Price vs 200DMA | −33.78% |
| 3-Year Maximum Drawdown | −75.13% (2026-09-30) |
| Current Drawdown from 52W High | −61.26% |
| RS metric | Value |
|---|---|
| RS Index (3-year, rebased to 100) | 41.5 |
| 3-Year Excess Return vs S&P 500 | −100.23% |
| RS Peak | 172.5 (Nov 2024) |
| RS Trough | 33.8 (Sep 2026) |
| Status | Underperforming Benchmark |
Frequently asked questions
What was FICO's return for this report period?
FICO returned +1.26% in the latest monthly window ending 2026-11-13.
Has FICO outperformed SPY year to date?
YTD FICO: −57.40% vs SPY: +10.62%.
What is FICO's 12-month return?
−58.54% over the trailing 12 months.
Is FICO above or below its 200-day moving average?
Price is −33.78% versus 200DMA ($1,087.55).
What is the maximum drawdown in the 3-year window?
−75.13% on 2026-09-30.