FICO monthly performance report
View FICO's monthly returns, drawdown, and seasonality trends — updated every month.
FICO monthly report
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Key takeaways
- Fair Isaac (FICO) closed September 2026 at $949.68, down 17.22% for the month and −37.61% over the trailing 12 months.
- Year-to-date, FICO is −43.83%, underperforming the S&P 500 which has returned +11.70% YTD.
- The stock is trading −26.25% versus its 200-day moving average ($1,287.78), a cautious technical signal.
- Over the past three years, FICO has underperformed the S&P 500 by −66.54%, with a relative strength index reading of 61.2.
- Win rate over the trailing 39 months stands at 53.8% — 21 positive months versus 18 negative months.
Fair Isaac ended September 2026 at $949.68, posting a monthly return of −17.22%. The S&P 500 returned −0.70% over the same window, leaving relative performance at −16.52%.
The current quarter stands at −20.51% (Q3 2026 (QTD)), while medium-term trend remains soft: price is −26.25% versus the 200-day moving average ($1,287.78).
Year-to-date, FICO is −43.83% against SPY +11.70%, a gap of −55.52%. The stock is currently −52.47% below its 52-week high, with maximum 3-year drawdown at −61.28%.
| Period | FICO | S&P 500 (SPY) | Excess return |
|---|---|---|---|
| 1 Day | −1.72% | −0.12% | −1.60% |
| 1 Week | −3.62% | −0.34% | −3.28% |
| 1 Month | −17.22% | −0.70% | −16.52% |
| 3 Months | −19.46% | +2.80% | −22.26% |
| 6 Months | −18.50% | +13.85% | −32.35% |
| YTD | −43.83% | +11.70% | −55.52% |
| 12 Months | −37.61% | +15.01% | −52.62% |
| 3 Years | +5.16% | +71.69% | −66.54% |
| Rank | Month | Return |
|---|---|---|
| #1 | Nov 2023 | +28.58% |
| #2 | May 2026 | +22.01% |
| #3 | Nov 2024 | +19.16% |
| #4 | Jun 2024 | +15.41% |
| #5 | May 2024 | +13.82% |
| Rank | Month | Return |
|---|---|---|
| #1 | Mar 2026 | −24.25% |
| #2 | Jul 2025 | −21.40% |
| #3 | Sep 2026 | −17.22% |
| #4 | Dec 2024 | −16.17% |
| #5 | Jan 2026 | −13.45% |
| Quarter | Return |
|---|---|
| Q2 2025 | −0.88% |
| Q3 2025 | −18.13% |
| Q4 2025 | +12.97% |
| Q1 2026 | −36.86% |
| Q2 2026 | +11.92% |
| Q3 2026 (QTD) | −20.51% |
| Year | Return |
|---|---|
| 2023 | +94.46% |
| 2024 | +71.04% |
| 2025 | −15.08% |
| 2026 | −43.83% |
| Metric | Value |
|---|---|
| 52-Week High | $1,998.01 (2025-10-02) |
| 52-Week Low | $870.01 (2026-04-22) |
| Current Price | $949.68 |
| 200-Day Moving Average | $1,287.78 |
| Price vs 200DMA | −26.25% |
| 3-Year Maximum Drawdown | −61.28% (2026-04-10) |
| Current Drawdown from 52W High | −52.47% |
| RS metric | Value |
|---|---|
| RS Index (3-year, rebased to 100) | 61.2 |
| 3-Year Excess Return vs S&P 500 | −66.54% |
| RS Peak | 194.8 (Nov 2024) |
| RS Trough | 59.5 (Sep 2026) |
| Status | Underperforming Benchmark |
Frequently asked questions
What was FICO's return for this report period?
FICO returned −17.22% in the latest monthly window ending 2026-09-18.
Has FICO outperformed SPY year to date?
YTD FICO: −43.83% vs SPY: +11.70%.
What is FICO's 12-month return?
−37.61% over the trailing 12 months.
Is FICO above or below its 200-day moving average?
Price is −26.25% versus 200DMA ($1,287.78).
What is the maximum drawdown in the 3-year window?
−61.28% on 2026-04-10.