XLF monthly performance report
Check XLF's monthly returns, drawdown, and seasonality trends — updated every month.
XLF monthly report
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Key takeaways
- XLF (XLF) closed November 2026 at $58.68, up 3.84% for the month and +10.76% over the trailing 12 months.
- Year-to-date, XLF is +7.14%, underperforming the S&P 500 which has returned +10.62% YTD.
- The stock is trading +8.75% versus its 200-day moving average ($53.96), a bullish technical signal.
- Over the past three years, XLF has outperformed the S&P 500 by +1.93%, with a relative strength index reading of 101.1.
- Win rate over the trailing 39 months stands at 59% — 23 positive months versus 15 negative months.
XLF ended November 2026 at $58.68, posting a monthly return of +3.84%. The S&P 500 returned −0.18% over the same window, leaving relative performance at +4.02%.
The current quarter stands at +9.89% (Q4 2026 (QTD)), while medium-term trend remains constructive: price is +8.75% versus the 200-day moving average ($53.96).
Year-to-date, XLF is +7.14% against SPY +10.62%, a gap of −3.49%. The stock is currently −2.27% below its 52-week high, with maximum 3-year drawdown at −15.85%.
| Period | XLF | S&P 500 (SPY) | Excess return |
|---|---|---|---|
| 1 Day | +0.81% | −0.36% | +1.17% |
| 1 Week | +2.66% | +2.59% | +0.06% |
| 1 Month | +3.84% | −0.18% | +4.02% |
| 3 Months | +1.91% | −2.37% | +4.28% |
| 6 Months | +14.41% | +0.83% | +13.58% |
| YTD | +7.14% | +10.62% | −3.49% |
| 12 Months | +10.76% | +12.25% | −1.49% |
| 3 Years | +73.30% | +71.37% | +1.93% |
| Rank | Month | Return |
|---|---|---|
| #1 | Nov 2023 | +10.94% |
| #2 | Nov 2024 | +10.46% |
| #3 | Jan 2025 | +6.50% |
| #4 | Jul 2024 | +6.40% |
| #5 | Jul 2026 | +6.21% |
| Rank | Month | Return |
|---|---|---|
| #1 | Sep 2026 | −7.47% |
| #2 | Dec 2024 | −5.86% |
| #3 | Mar 2025 | −4.54% |
| #4 | Apr 2024 | −4.18% |
| #5 | Mar 2026 | −4.01% |
| Quarter | Return |
|---|---|
| Q3 2025 | +2.86% |
| Q4 2025 | +1.67% |
| Q1 2026 | −9.86% |
| Q2 2026 | +8.59% |
| Q3 2026 | −0.39% |
| Q4 2026 (QTD) | +9.89% |
| Year | Return |
|---|---|
| 2023 | +9.94% |
| 2024 | +28.54% |
| 2025 | +13.33% |
| 2026 | +7.14% |
| Metric | Value |
|---|---|
| 52-Week High | $60.04 (2026-11-05) |
| 52-Week Low | $47.67 (2026-03-27) |
| Current Price | $58.68 |
| 200-Day Moving Average | $53.96 |
| Price vs 200DMA | +8.75% |
| 3-Year Maximum Drawdown | −15.85% (2025-04-08) |
| Current Drawdown from 52W High | −2.27% |
| RS metric | Value |
|---|---|
| RS Index (3-year, rebased to 100) | 101.1 |
| 3-Year Excess Return vs S&P 500 | +1.93% |
| RS Peak | 116.3 (Apr 2025) |
| RS Trough | 87.7 (Jun 2026) |
| Status | Outperforming Benchmark |
Frequently asked questions
What was XLF's return for this report period?
XLF returned +3.84% in the latest monthly window ending 2026-11-13.
Has XLF outperformed SPY year to date?
YTD XLF: +7.14% vs SPY: +10.62%.
What is XLF's 12-month return?
+10.76% over the trailing 12 months.
Is XLF above or below its 200-day moving average?
Price is +8.75% versus 200DMA ($53.96).
What is the maximum drawdown in the 3-year window?
−15.85% on 2025-04-08.