COF monthly performance report
Check COF's monthly returns, drawdown, and seasonality trends — updated every month.
COF monthly report
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Key takeaways
- Capital One (COF) closed October 2026 at $195.14, up 1.07% for the month and −8.98% over the trailing 12 months.
- Year-to-date, COF is −19.48%, underperforming the S&P 500 which has returned +13.62% YTD.
- The stock is trading −5.45% versus its 200-day moving average ($206.38), a cautious technical signal.
- Over the past three years, COF has outperformed the S&P 500 by +29.33%, with a relative strength index reading of 116.1.
- Win rate over the trailing 39 months stands at 61.5% — 24 positive months versus 15 negative months.
Capital One ended October 2026 at $195.14, posting a monthly return of +1.07%. The S&P 500 returned +1.60% over the same window, leaving relative performance at −0.53%.
The current quarter stands at +1.07% (Q4 2026 (QTD)), while medium-term trend remains soft: price is −5.45% versus the 200-day moving average ($206.38).
Year-to-date, COF is −19.48% against SPY +13.62%, a gap of −33.11%. The stock is currently −24.84% below its 52-week high, with maximum 3-year drawdown at −31.73%.
| Period | COF | S&P 500 (SPY) | Excess return |
|---|---|---|---|
| 1 Day | +0.22% | +0.67% | −0.46% |
| 1 Week | −0.67% | +1.20% | −1.88% |
| 1 Month | +1.07% | +1.60% | −0.53% |
| 3 Months | −4.73% | +4.03% | −8.76% |
| 6 Months | +10.81% | +22.61% | −11.79% |
| YTD | −19.48% | +13.62% | −33.11% |
| 12 Months | −8.98% | +15.78% | −24.77% |
| 3 Years | +111.86% | +82.53% | +29.33% |
| Rank | Month | Return |
|---|---|---|
| #1 | Nov 2024 | +17.95% |
| #2 | Dec 2023 | +17.43% |
| #3 | Jan 2025 | +14.24% |
| #4 | Jun 2025 | +12.48% |
| #5 | Dec 2025 | +10.63% |
| Rank | Month | Return |
|---|---|---|
| #1 | Aug 2023 | −12.50% |
| #2 | Feb 2026 | −10.64% |
| #3 | Mar 2025 | −10.60% |
| #4 | Sep 2026 | −9.99% |
| #5 | Jan 2026 | −9.67% |
| Quarter | Return |
|---|---|
| Q3 2025 | −0.08% |
| Q4 2025 | +14.01% |
| Q1 2026 | −24.73% |
| Q2 2026 | +9.97% |
| Q3 2026 | −3.76% |
| Q4 2026 (QTD) | +1.07% |
| Year | Return |
|---|---|
| 2023 | +41.05% |
| 2024 | +36.00% |
| 2025 | +35.91% |
| 2026 | −19.48% |
| Metric | Value |
|---|---|
| 52-Week High | $259.64 (2026-01-06) |
| 52-Week Low | $174.24 (2026-06-11) |
| Current Price | $195.14 |
| 200-Day Moving Average | $206.38 |
| Price vs 200DMA | −5.45% |
| 3-Year Maximum Drawdown | −31.73% (2026-03-27) |
| Current Drawdown from 52W High | −24.84% |
| RS metric | Value |
|---|---|
| RS Index (3-year, rebased to 100) | 116.1 |
| 3-Year Excess Return vs S&P 500 | +29.33% |
| RS Peak | 171.8 (Jan 2026) |
| RS Trough | 97 (Oct 2023) |
| Status | Outperforming Benchmark |
Frequently asked questions
What was COF's return for this report period?
COF returned +1.07% in the latest monthly window ending 2026-10-05.
Has COF outperformed SPY year to date?
YTD COF: −19.48% vs SPY: +13.62%.
What is COF's 12-month return?
−8.98% over the trailing 12 months.
Is COF above or below its 200-day moving average?
Price is −5.45% versus 200DMA ($206.38).
What is the maximum drawdown in the 3-year window?
−31.73% on 2026-03-27.